Depending on your credit assessment, you will be quoted one of the following AIRs:9.47%, 19.80%, 25.80%, 29.70%, 29.80%, 32.00%.
Cost of Ownership Calculator Tool
To help you estimate the total cost of your purchase when financed with your MDG Credit Account, enter the entire order Total from your Cart Summary in the calculator tool below. Calculations are for estimation purposes only and should not be considered your final total cost or as a quotation. Your actual Biweekly Payment Amount, Number of Payments and Total Cost including finance charges depends on various factors. To outline some of the factors, there may be differences between the calculator tool and your actual balance outstanding on your MDG Credit Account, credit terms, and payment record.
Please note that Optional Purchases such as FlexLine, and any other optional products or services you might be offered, are not included in the Total Cost including finance charges.
Total from your Cart Summary (including shipping handling and taxes if applicable):
Annual Interest Rate:
Biweekly Payment Amount:
Number of Payments:
Total Cost including finance charges:
Cost of Ownership Detailed Catalogue
This chart details the total number of payments and the time period to repay the amount owing on a single item purchased at the advertised biweekly payment. It assumes you will pay the Biweekly Advertised Payment each and every biweekly period, on or before the payment due date, except for the last Biweekly Advertised Payment, which may require a smaller payment to pay off the balance in full. You may increase your payments or pay off the entire balance anytime without penalty.
Cart Summary Total (Advertised Product Price + Shipping, Handling, Taxes if applicable)
Please note:all figures in the Cost of Ownership Detailed Catalogue are calculated using the value from the “To” column. For example, using the range listed in the Cart Summary Total, From $1 To $199, calculations provided are based on a Cart Summary Total of $199.
Biweekly Advertised Payment
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
Number of Biweekly Payments
Total Cost including finance charges
From
To
  
Based on 32.00% AIR
Based on 29.80% AIR
Based on 29.70% AIR
Based on 25.80% AIR
Based on 19.80% AIR
Based on 9.47% AIR
$1 $199 $13.99 16 $219.93 16 $218.34 16 $218.27 16 $215.50 16 $211.38 15 $204.67
$200 $399 $13.99 36 $494.08 35 $485.53 35 $485.15 34 $471.04 33 $451.37 31 $421.98
$400 $599 $17.91 44 $775.84 43 $759.07 43 $758.33 41 $730.88 39 $693.58 36 $639.75
$600 $799 $23.89 44 $1,034.88 43 $1,012.51 43 $1,011.53 41 $974.92 39 $925.16 36 $853.35
$800 $999 $29.87 44 $1,293.92 43 $1,265.95 43 $1,264.73 41 $1,218.95 39 $1,156.73 36 $1,066.96
$1,000 $1,199 $31.05 53 $1,634.80 52 $1,590.74 52 $1,588.82 49 $1,517.93 46 $1,424.29 42 $1,294.16
$1,200 $1,399 $36.23 53 $1,907.49 52 $1,856.07 52 $1,853.83 49 $1,771.12 46 $1,661.86 42 $1,510.03
$1,400 $1,599 $38.85 58 $2,240.28 56 $2,172.68 56 $2,169.79 54 $2,063.60 50 $1,924.48 45 $1,735.02
$1,600 $1,799 $41.38 63 $2,587.02 61 $2,501.22 61 $2,497.54 58 $2,363.76 53 $2,191.46 48 $1,961.54
$1,800 $1,999 $45.98 63 $2,874.63 61 $2,779.30 61 $2,775.21 58 $2,626.55 53 $2,435.09 48 $2,179.61
$2,000 $2,199 $50.58 63 $3,162.25 61 $3,057.37 61 $3,052.88 58 $2,889.35 53 $2,678.73 48 $2,397.68
$2,200 $2,399 $55.18 63 $3,449.86 61 $3,335.45 61 $3,330.55 58 $3,152.14 53 $2,922.36 48 $2,615.75
$2,400 $2,599 $59.78 63 $3,737.48 61 $3,613.52 61 $3,608.21 58 $3,414.93 53 $3,165.99 48 $2,833.83
$2,600 $2,799 $64.38 63 $4,025.10 61 $3,891.60 61 $3,885.88 58 $3,677.72 53 $3,409.63 48 $3,051.90
$2,800 $2,999 $68.98 63 $4,312.71 61 $4,169.68 61 $4,163.55 58 $3,940.52 53 $3,653.26 48 $3,269.97
$3,000 $3,199 $73.58 63 $4,600.33 61 $4,447.75 61 $4,441.22 58 $4,203.31 53 $3,896.90 48 $3,488.04
ERRORS:
Although we make every effort to ensure accuracy of our information, occasional descriptive or typographical errors may occur. Regrettably, we will not be able to honor errors of this nature.


NO INTEREST FOR PURCHASES WITH LINE OF CREDIT IF PAID IN FULL IN 12 MONTHS - FOR ELIGIBLE ORDERS ONLY. YOU MUST PAY THE MINIMUM PERIODIC PAYMENTS WITH INTEREST FROM THE DATE YOUR ORDER IS PROCESSED FOR SHIPPING.

Interest accrues from the date your order is processed for shipping. Interest will be reimbursed only if you pay your full unpaid balance on your eligible order within 12 months of your order being processed for shipping. If you do not pay your full unpaid balance within 12 months of your order being processed for shipping, no interest will be reimbursed. If you do not pay your full unpaid balance within 12 months of your order being processed for shipping, AIRs will be one of the following quoted AIRs:9.47%, 19.80%, 25.80%, 29.70%, 29.80%, 32.00%. See above for table of the credit charges incurred if you do not pay your full unpaid balance within 12 months of your order being processed for shipping. Please note that Optional Purchases such as FlexLine, and any other optional products or services you might be offered are not included in the Total Cost including finance charges.

MDG Computers Canada Inc. will not reimburse any other fees or charges paid by you or any interest paid by you for any other order that has not been expressly identified by MDG Computers Canada Inc. in writing, and in advance, as an eligible order. Based on your Account, you will receive periodic statements of account (weekly, bi-weekly, twice monthly, or monthly) identifying which order is an eligible order. You must pay the minimum payment periodic payments with interest from the date your order is processed for shipping as provided in such statements of account.

SHIPPING & HANDLING AND OTHER IMPORTANT INFORMATION

SHIPPING AND HANDLING
Shipping and handling charges will be added to the price of the item(s) you purchase. The exact amount charged for shipping and handling for each item is indicated in the Cart Summary in the Secure Checkout. All Shipping related charges are subject to change at any time.

IMPORTANT SALES TAX INFORMATION:
Please note that taxes are not included in your Cart Summary unless clearly indicated. To calculate your total cost of borrowing take the Total from your Cart Summary (including applicable shipping handling) then apply your provincial tax rate. Enter this amount in the first field called “Total from your Cart Summary (including shipping handling and taxes if applicable)”.

WARRANTY LIMITATIONS
Where permitted by law, MDG Computers Canada Inc. disclaims all warranties and conditions, express or implied, including, without limitation, implied warranties or conditions of merchantability and fitness for a particular purpose. There are no MDG Computers Canada Inc. warranties on services or software. Warranties, if any, for the software are contained in the licensed agreement that governs its purchase ( or licensing) and use. Any warranty and technical support provided on third-party products purchased from MDG Computers Canada Inc. are provided by the original manufacturer and not by  MDG Computers Canada Inc. MDG Computers Canada Inc.‘s responsibility for any MDG-branded warranty claim is provided in accordance with the MDG Limited Warranty Agreement and the MDG Extended Protection Plan, if available and purchased by you. Where applicable, the MDG Limited Warranty Agreement and the MDG Extended Protection Plan will be provided to you upon delivery of your product(s). There are no other express warranties or conditions respecting the equipment. Implied warranties, if any, are limited to the duration of the express warranty provided herein. MDG may provide the manufacturer’s warranty if unavailable from the manufacturer in your country. Please contact MDG with any support or warranty related issues.

RETURN POLICY
All sales are final. Unless required by law, there are no returns, refunds or exchanges of any kind whatsoever. However, we may choose to accept a return in our sole and absolute discretion; our exercise of discretion maybe affected by various factors, including but not limited to the passage of time from the purchase date and the condition of the returned goods. Products returned for exchange must be sent back exactly as they were received. They must contain the unused product, original packaging and include all disks, registration cards, packing materials and other accessories and must be received within 30 days of the invoice date. We reserve the right to refuse for return or charge a restocking fee of 20% of the current balance. No returns will be accepted without a RA number issued by MDG Computers Canada Inc. or when the product manufactures or distributors return policies supersede ours. If approved by MDG Computers Canada Inc., an exchange, merchandise credit or refund will be authorized. Due to the volatile nature of computer prices, items will only be refunded, exchanged or credited at the current pricing at the time of return. MDG Computers Canada Inc. reserves the right to charge higher restocking fees for any special circumstances, such as damaged packaging, missing CD, etc. Physically damaged products will not be accepted.