MDG Credit Monitoring
MDG Credit

Complimentary Credit Monitoring Program

MDG offers a FREE Credit Monitoring Program to everyone who pre-qualifies for consumer financing. Whether you’re an existing customer or new to MDG, you will automatically be enrolled in the MDG Credit Monitoring Program, for free of charge.

Even if you decide not to use MDG’s leading consumer financing program, you still get access to the MDG Credit Monitoring Program for FREE.

Why Should You Monitor Your Credit?

You know everything about yourself. The colour of your eyes, hair, size, foods you like, etc. But do you also know what your credit score is? MDG offers the MDG Credit Monitoring Program, as a complimentary service to you. By knowing where you stand, you’re able to make impactful decisions that could contribute to your credit score.

You’re able to take proactive steps towards establishing your credibility and the ability to protect yourself from fraud. You’ll have monthly updates pushed to your MDG Account. If your credit score changes for some reason, you’ll be able to get in touch with the national credit bureaus to report such a change and take action.

How to Finance


The MDG Credit Monitoring Program performs regular soft-checks to see if there are changes to your score. These soft-inquires are not reported to the credit bureaus, so it doesn’t impact on your credit report.

Whenever a payment is made towards a loan, credit card, line of credit, etc., the payments get recorded on your credit report. By making payments on time and by keeping your utilization low, you’ll have the ability to positively impact your credit score.

Many Lenders and insurers will measure a person’s credit worthiness. They’ll look at the person’s history to see how financially reliable they are. Someone with a high score may be eligible to obtain higher credit limits from lenders and they may even get lower interest rates.


The free MDG Credit Monitoring Program is your watch dog. Someone to be your eyes and provide monthly updates on your credit score.

If you see a sudden drop off, you’ll be able to contact a credit monitoring bureau to report the abnormality.

This can be due to inaccurate information being reported to a credit reporting agency or even a case of identity theft. By having insights into your credit score, you’ll be better equipped to protect it.

FAQs About MDG Credit Monitoring Program

MDG is offering this program FREE of charge to every person who pre-qualifies for credit with us. The program is created by MDG to empower our customers with financial literacy.

The Free MDG Credit Monitoring Program will not affect your credit score. The program only does soft-inquiries which is a credit review. For example, a routine credit review happens with pre-qualified credit offers, background checks or an increase credit line without you needing to request for it. It doesn’t impact your credit report because the soft-pulls are not reported to the credit bureaus. You benefit from having a point in time snap shot of where your credit score is currently.

A hard pull is associated to a credit check. This will occur if you apply for a mortgage, a car loan or even for a rental application for an apartment. The FREE MDG Credit Monitoring Program is a soft pull.

You can view your credit score through your MDG Account. You’ll be able to find it under your Credit Score Tab. It’ll be shown in a time graph so you can see your progression.

How to Finance

If you don’t see a score for a month, it means that Equifax was unable to provide MDG with a score at that time. There could have been an error processing the request or an error receiving the response, by either MDG or Equifax. Nothing to worry about, just keep checking back to see an updated score.

How to Finance

No problem. You can opt-out of the MDG Credit Monitoring Program at anytime. We provide you with a link from your MDG Account where you can opt-out of the service. Please note that once you opt-out, you will not be able to opt back in.

MDG put together the MDG Credit Monitoring Program so that our customers can be informed of their credit score. Our goal is to be transparent and educate our customers. This way you’re able to transform your financial well-being for the better.

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